The Secret of ROOFING CONTRACTOR

There is no such thing to be over protective when it comes to your home and your finances. There are plenty of roofing contractors out there which are willing to bend the rules to simplify things for themselves, leading to problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it is important to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a type of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an unexpected storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you want to be sure they will have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the problem above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it’s almost like there is absolutely no coverage at all. Search for coverage that doesn’t exclude water damage caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A couple of months later you see a leak. You try to contact the company, but can’t find their information. You make an effort to look them up by their business license and you find that there was never a small business license issued for that company. You’re forced to pay for the repairs yourself.

Solution: Check in advance that your roofing contractor includes a business license. If they don’t have a license, it may be a sign that they have no idea what they are doing. The company could easily disappear or walk out business.

In hawaii of Utah, your roofing company should have a shingle license and a general roofing license to set up a pitched roof. A flat roof installation only requires a general roofing license.

A general contractor is legally able to install a roof without a roofing license should they have a general contractor license. However, there were many cases of general contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners in addition to home owners. It is perfect for a general contractor to have a roofing license besides their general contractors license.

In Utah, the number for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the center of working on your roof and you also find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to repair your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover your contractor did not pay his supplier and that you are now in charge of that payment. It has happened and can eventually you.

reliability : Make sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor does not make his payments to a supplier or employees, you aren’t responsible to cover them. It is ultimately in place to safeguard the home or building owner from paying twice. If you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

About the Author

Leave a Reply

Your email address will not be published. Required fields are marked *

You may also like these